Terms & Conditions

By accessing and using UMBRAI ("the Platform"), you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions ("Terms"). These Terms constitute a legally binding agreement between you and UMBRAI.

If you do not agree to these Terms, you must not access or use our Platform. Your continued use of the Platform following any changes to these Terms constitutes acceptance of those changes.

These Terms were last updated on November 27, 2025, and are effective immediately.

UMBRAI is committed to protecting your privacy. Our use of zero-knowledge proof technology ensures that your transaction data remains private and secure.

Key privacy commitments:

For detailed information about how we collect, use, and protect your data, please refer to our Privacy Policy.

Cryptocurrency and DeFi activities involve significant risks. You acknowledge and agree that:

UMBRAI provides privacy technology but does not provide financial advice. You should consult with qualified financial professionals before making investment decisions.

You use the Platform at your own risk, and UMBRAI shall not be liable for any losses incurred through your use of our services.

As a user of UMBRAI, you agree to:

You are solely responsible for all activities conducted through your account. UMBRAI reserves the right to suspend or terminate accounts that violate these Terms.

The following activities are strictly prohibited on the UMBRAI Platform:

Violation of these prohibitions may result in immediate account termination and potential legal action.

All content, trademarks, service marks, logos, and intellectual property on the UMBRAI Platform are owned by UMBRAI or our licensors.

You may not:

By using the Platform, you grant UMBRAI a limited, non-exclusive license to use content you submit for the purpose of providing our services.

UMBRAI strives to maintain high service availability but cannot guarantee uninterrupted access. We reserve the right to:

We are not liable for any losses resulting from service interruptions or unavailability.

To the fullest extent permitted by law, UMBRAI shall not be liable for:

Our total liability under these Terms shall not exceed the amount you paid for our services in the 12 months preceding the claim, or $100, whichever is greater.

Some jurisdictions do not allow the exclusion of certain warranties, so these limitations may not apply to you.

You agree to indemnify, defend, and hold harmless UMBRAI and our affiliates, officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, and expenses arising from:

We reserve the right to assume the exclusive defense and control of any matter subject to indemnification.

Any disputes arising from these Terms or your use of the Platform shall be resolved through:

1. Good faith negotiations between the parties

2. Mediation through a mutually agreed mediator

3. Binding arbitration under the rules of the American Arbitration Association

4. If necessary, litigation in the courts of [Jurisdiction]

The governing law for these Terms shall be the laws of [Jurisdiction], without regard to conflict of law principles.

You waive any right to a jury trial and agree to resolve disputes individually, not as part of a class action.

These Terms remain in effect until terminated by either party.

You may terminate these Terms at any time by:

UMBRAI may terminate these Terms immediately if you:

Upon termination, your right to use the Platform ceases, but certain provisions (including indemnification and limitation of liability) shall survive.

These Terms constitute the entire agreement between you and UMBRAI regarding the Platform.

Key provisions:

For questions about these Terms, please contact us at legal@umbrai.dev.